Terms And Conditions for EFCIS and the 1st Financial Management web site's administrators, editors and contributors

EFCIS Limited - Privacy statement This Privacy Statement may be updated from time to time, so please ensure that you read it carefully each time you supply any data to us.

Data Protection We're committed to keeping your customer data confidential and will process any information you give us in accordance with the Data Protection Act 1998. The Data Protection Act 1998 states that personal data must be processed fairly and lawfully. This means you have the right to know how we intend to use your personal data. You can then decide whether you want to provide the information.

Legal identity For the purposes of the Data Protection Act 1998, EFCIS Limited is the Data Controller of your data.

Collecting Information Data collected via this web site may include your name, business name if appropriate, address, e-mail address, telephone number and details of your enquiries. The only information that you are obliged to enter is your name and telephone number. The other details are optional. Once you have inserted your details we will pass them to the provider of the product in which you are interested, so that they can send you relevant information or contact you about the product in question.

Marketing In order to give you details of carefully selected products that we believe may interest you, we may ask your permission to e-mail you a regular newsletter. We will not do so without your consent.

Website Marketing

1st Financial Management is an independently owned web site and acts solely as an advertising and marketing vehicle for EFCIS Limited and, as such, the owners, webmasters and marketing professionals of this website are unable to offer financial advice. The information provided does not form the basis of any contract. Any contract formed as a result of a contact made through this website is between the consumer and EFCIS Limited. Financial decisions should not be based solely on the information contained within this website. The owners, webmasters and marketing professionals of this website do not take responsibility for the compliance or regulatory issues concerning the content of this website which has been supplied by EFCIS. Responsibility rests with EFCIS Limited.

The 1st Financial Management web site does not assume any liability for any of the products, services, or data of any other sites. The 1st Financial Management web site is a facilitator of links to the content of other sites and as such has no editorial control over the content of such linked sites in the same manner that a public library has no control over the content of the books that it distributes. It is the responsibility of the user to evaluate the information, opinion, advice, or other content contained within the site. We cannot be held responsible or liable for any loss or damage due to reliance on information obtained through the 1st Financial Management web site.

Cookies No cookies are currently in use.

EFCIS Limited - Terms and Conditions Legal notice Please read the following information carefully before using our website. If you do not agree to be bound by these Terms and Conditions you must stop using this website immediately.

1. Changes to terms and conditions We reserve the right to make any changes to these Terms and Conditions at any time. Please check this page regularly for any changes.

2. International Use We make no representation that materials on our website are appropriate or available for use in locations outside the UK (including the Channel Islands and Isle of Man), and accessing our website from territories where its contents are illegal or unlawful is prohibited. If you choose to access our website from locations outside the UK, you do so on your own initiative and are responsible for compliance with local laws.

3. Access to our website Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of the messages sent by email over the internet - whether from us to you or from you to us. Due to the nature of the internet and the fact that your access to our website involves features outside our control, we are not responsible for any technical problems you may experience with our website. If you do experience technical problems, please use the 'contact us' facility on this website.

4. Intellectual property Unless we've clearly stated otherwise, all intellectual property rights are our property. These include (but are not limited to) copyright in the graphic images, buttons, layout, code and text contained in our website. You may not copy or distribute our website, except for your own personal use, in whole or in part, without our prior written consent. EFCIS and/or other EFCIS marks referenced on our website are trade marks (registered or otherwise) which belong to EFCIS Limited in the UK and/or other countries. You may not use such trade marks without our prior written consent. Other product and company names reproduced on our website may be the trade marks (registered or otherwise) of their respective owners.

5. User conduct When accessing or using any service provided on this website, you may not post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind. This includes, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law.

6. Disclaimer

6.1 Whilst we have taken all reasonable care to ensure the information contained within these pages is accurate we do not guarantee the accuracy or completeness of any information contained on or provided in connection with our website. We are not responsible for any errors or omissions or for the results obtained from the use of such information or for any technical problems you may experience with our website. You are responsible for the security of any data which you transfer to or from our website.

6.2 We shall not be responsible for any loss or damage caused, directly or indirectly, by your use of our website or the information contained on our website. We disclaim all conditions, warranties, or other terms whether expressed or implied by statute, custom or usage relating to the information contained in or omitted from the service offered via our website.

7. Limitation of Liability We shall not be liable for any direct, indirect, incidental, special or consequential damages or for loss of profit or opportunity, whatsoever, whether in contract, tort or otherwise arising from (1) the use of our website or the information contained on our website or (2) the inability to use our website or (3) unauthorised access to or alteration of your transmissions or data or (4) third party services outside our reasonable control (including, but not limited to, telephone and browser services), whether such services are used by you to access our website or used by us to comply with your instructions. For the avoidance of doubt, this provision shall apply whether or not the relevant loss or damage arises by reason of our negligence. Nothing in these Terms and Conditions should exclude our liability to you in the tort of deceit or for personal injury or death caused by our negligence.

8. Indemnity You shall be liable to us for any loss we suffer as a result of your use of our website or any breach of these Terms and Conditions by you.

9. Miscellaneous

9.1 If a competent authority finds any or part of these Terms and Conditions invalid, unlawful or unenforceable to any extent, we shall delete the relevant term or part from the remaining Terms and Conditions - which shall continue to be valid and enforceable to the fullest extent permitted by English law.

9.2 No act, omission or delay by us shall be a waiver of our rights or remedies under these Terms and Conditions unless otherwise agreed in writing by us.

93 We may assign our rights and obligations under these Terms and Conditions and upon such assignment we may be relieved of any further obligation to you under them.

9.4 A person who is not a party to these Terms and Conditions shall have no right under the Contract (Rights of Third Parties) Act 1999 to enforce them but this shall not affect any right or remedy of a third party which exists or is available apart from under that Act.

9.5 These Terms and Conditions are governed by and construed in accordance with English law. For our exclusive benefit should a dispute arise connected with you using our website, it shall be resolved through the exclusive jurisdiction of the English courts.

EFCIS Limited
1st Floor Offices
7 French's Yard
Amwell End Ware
Herts SG12 9HP
UK

Telephone : 01920 464440
Facsimile : 01920 464123
hello@efcis.com
Company Registration Number: 3497611

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